LIC new FD scheme offers a reliable monthly income option for investors who want safety with steady returns. With a claimed monthly return of up to ₹9,750 on an investment of ₹1.5 lakh, this scheme is attracting attention among conservative Indian investors. Backed by Life Insurance Corporation of India, the plan focuses on capital protection, predictable income, and long-term trust. For people tired of market ups and downs, this FD-style scheme feels like a smooth and tension-free financial journey.
Build and Design That Focuses on Trust and Long Life
The build quality of the LIC new FD scheme is based on strong financial structure and long-standing credibility. The design is simple and easy to understand, making it suitable even for first-time investors. The scheme comes with a fixed tenure, clear payout structure, and well-balanced risk control, which works like a stable suspension system. Just like good tyres give grip on bad roads, LIC’s government backing adds extra safety during uncertain economic conditions.
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Engine and Mileage That Run on Consistency
At the heart of this scheme is a strong financial engine that generates steady power in the form of assured returns. The scheme’s financial engine works at a low-risk RPM, producing stable torque through fixed interest payouts. In simple terms, the monthly income acts like smooth torque delivery, while long-term returns reflect good mileage on your invested amount. Though it does not chase high speed returns, it offers dependable financial efficiency over time.
Features That Make Daily Life Easier
Internally, the LIC new FD scheme offers fixed monthly income options, flexible tenure selection, and predictable maturity value. Externally, it stands out due to LIC’s brand trust and wide service network across India. On the safety side, capital protection, guaranteed returns, and low market exposure act as strong safety features. These elements together make the scheme comfortable for retirees, salaried professionals, and risk-averse families.
Price, EMI, and Investment Planning Made Simple
The LIC new FD scheme is already available through LIC branches and authorized agents. The investment starts around ₹1.5 lakh, depending on the plan variant. If we consider a five-year financial planning view, investors can allocate funds without loan pressure, as this is a lump sum investment model. Since no traditional EMI applies, the focus stays on disciplined saving rather than repayment stress, making it practical for long-term planning.
Disclaimer: This information is based on publicly available data and internet-published sources. Investors are advised to verify details with official LIC representatives before making any financial decision.